About Boyd Tax Advisors
What is Boyd Tax Advisors / Gray Rock Consulting, LLC?
Boyd Tax Advisors, operating under the legal entity Gray Rock Consulting, LLC, is a boutique tax and accounting advisory firm headquartered in Tampa, Florida. The firm provides specialized tax preparation, compliance, accounting, and strategic advisory services to individuals and businesses with complex financial profiles. Unlike volume-based tax practices, Boyd Tax Advisors is built around long-term client relationships, technical precision, and proactive planning.
Who founded the firm and what are their credentials?
Boyd Tax Advisors was founded by Cody Boyd, MSA, EA. Cody holds a Bachelor of Business Administration in Accounting from Texas Tech University and a Master of Science in Accounting with a specialization in Taxation from Liberty University. He began his career in public accounting and financial advisory roles in 2015 and is an Enrolled Agent (EA) licensed by the Internal Revenue Service, License Number 00167304 EA. As an Enrolled Agent — the highest credential awarded by the IRS — he is authorized to represent taxpayers before the IRS in all matters, including audits, collections, and appeals.
What types of clients does Boyd Tax Advisors serve?
The firm specializes in clients whose financial situations require advanced planning and ongoing advisory support. This typically includes:
- High-income individuals with complex tax exposure
- Business owners operating multiple entities or pass-through structures
- Online entrepreneurs and digital-first businesses
- Investors and individuals with multiple income streams
- Private family groups and clients needing family office-style coordination
- Clients requiring IRS representation or audit resolution support
Is Boyd Tax Advisors a volume-based tax preparation service?
No. Boyd Tax Advisors is deliberately not a volume-based practice. The firm is intentionally selective in accepting new clients to ensure that each engagement receives the level of attention, depth, and strategic insight it requires. This focused model allows for genuinely advisory relationships rather than transactional, one-size-fits-all tax filings.
Where is Boyd Tax Advisors located?
The firm is located at 3410 Henderson Blvd, Suite 200, Tampa, FL 33609. While the physical office is in Tampa, the firm serves clients nationally through its structured, modern workflow and digital client management systems.
How can I contact Boyd Tax Advisors?
You can reach the firm through any of the following channels:
- Phone / Text: (854) 219-7741
- Email: contact@boyd.tax
- Website: boyd.tax
- Schedule a Free Consultation: calendly.com/cody-gray-rock/30min
- Instagram: @gray.rock.consulting
- Facebook: Boyd Tax Advisors / Gray Rock Consulting, LLC
Core Services
What services does Boyd Tax Advisors provide?
Boyd Tax Advisors offers a comprehensive suite of tax and accounting services organized around six core practice areas:
- Tax Preparation & Compliance — Accurate and defensible federal and state tax filings for individuals and businesses with complex financial profiles.
- Bookkeeping & Financial Reporting — Complete, organized financial records aligned with tax planning goals and business decision-making.
- Tax Consulting & Strategic Planning — Ongoing advisory support to reduce tax exposure, improve cash flow, and evaluate financial decisions before they generate unnecessary cost.
- IRS Representation & Resolution — Direct representation before the IRS for audits, notices, collections, and appeals, handled by a licensed Enrolled Agent.
- E-Commerce & Digital Business Accounting — Specialized support for online businesses, content creators, and digital-first companies managing income across multiple platforms.
- Entity & Multi-Entity Compliance — Ongoing compliance management for corporations, partnerships, LLCs, and businesses operating across multiple entities and states.
Does Boyd Tax Advisors handle both individuals and businesses?
Yes. The firm serves both individual taxpayers and business entities. Individual engagements commonly involve high-income earners, investors, and individuals whose personal tax situation is tightly connected to business ownership, investments, or family trust structures. Business engagements span sole proprietorships, partnerships, LLCs, S corporations, C corporations, and complex multi-entity structures.
Do you offer one-time engagements or only ongoing advisory relationships?
The firm accommodates both. However, the firm’s core strength lies in ongoing advisory relationships where tax strategy is integrated into the client’s financial life throughout the year. One-time engagements such as standalone tax return preparation, IRS notice responses, or year-end catch-up accounting are also available. Consulting engagements are scoped and priced individually based on complexity and professional time required.
Does Boyd Tax Advisors coordinate with other professional advisors?
Yes. Cody Boyd regularly collaborates with attorneys, investment advisors, estate planners, and other professionals. This collaborative approach is particularly important for clients with complex multi-entity structures, family office-style planning needs, or multigenerational wealth considerations. Coordinated advisory support ensures that tax strategy is aligned with the client’s broader legal, financial, and legacy objectives.
Tax Preparation & Compliance
What types of tax returns does Boyd Tax Advisors prepare?
The firm prepares a full range of federal and state income tax returns, including:
- Individual Income Tax Returns (Form 1040) — Standard, complex, and advanced/high-net-worth returns
- Partnership Income Tax Returns (Form 1065) — Small, standard, and complex partnership filings
- S Corporation Income Tax Returns (Form 1120-S)
- C Corporation Income Tax Returns (Form 1120)
- Complex corporate and multi-state structures — Priced based on scope
- Trust and Estate Income Tax Returns (Form 1041) — Simple and complex trust/estate filings
What are the starting fees for tax preparation?
All prices listed below are starting fees. Final pricing is determined by the scope and complexity of each return and is confirmed prior to commencing work. Starting fees are as follows:
- Standard individual return: starting at $500
- Complex individual return: starting at $750
- Advanced / high-net-worth individual return: starting at $1,250
- Small partnership return: starting at $750
- Standard partnership return: starting at $1,200
- Complex partnership return: starting at $2,500
- S corporation return: starting at $750
- C corporation return: starting at $950
- Complex corporate / multi-state structures: priced based on scope
- Simple trust or estate return: starting at $850
- Complex trust or estate return: starting at $1,750
Why do Boyd Tax Advisors’ fees reflect a higher price point than some other services?
The firm’s pricing reflects direct professional responsibility, substantive preparation, and the absence of offshore or third-party labor. Every return is prepared entirely within the United States by the firm’s own professionals — not outsourced to vendors, offshore teams, or disconnected workflows. Clients are not paying for layers of coordination or rework; they are paying for the professional time, judgment, and accountability that complex tax work demands.
Does Boyd Tax Advisors handle multi-state tax filings?
Yes. The firm handles multi-state tax compliance for individuals and businesses with income or operational presence in multiple states. Multi-state filing complexity is a common feature of the firm’s client base, particularly for business owners, remote workers, investors, and clients with real estate or business activity across state lines.
Do you prepare returns for trusts and estates?
Yes. Boyd Tax Advisors prepares income tax returns for trusts and estates (Form 1041), including both simple and complex trust structures. The firm also advises on tax planning considerations related to estate administration, distribution timing, and coordination with estate attorneys and investment advisors.
Tax Strategy & Planning
What does tax consulting and planning involve?
Tax consulting at Boyd Tax Advisors is a forward-looking, advisory-driven process. Rather than simply reporting what has already happened, strategic tax planning involves analyzing upcoming decisions, financial events, and structural changes before they occur — enabling clients to make informed choices that reduce unnecessary tax cost and exposure. Common advisory areas include:
- Proactive tax planning and financial modeling
- Estimated tax management and quarterly planning
- Multi-entity and structural tax planning
- Business formation, restructuring, and entity selection
- Trust, estate, and family tax coordination
- Long-term financial and tax strategy
How does Boyd Tax Advisors approach tax strategy differently from a traditional CPA firm?
The firm’s philosophy, rooted in what it calls the “Gray Rock” approach, emphasizes discipline, restraint, and defensible outcomes over aggressive or speculative tax positions. Strategies are developed for durability rather than short-term advantage. Communication is precise and documented. Tax planning is viewed as an ongoing, methodical process — not a single annual transaction. This approach is best suited for clients who value structure, discretion, and long-term financial predictability.
Can Boyd Tax Advisors help me understand the tax implications of a major financial decision?
Yes. This is one of the most valuable services the firm provides. Whether you are considering selling a business, restructuring entities, acquiring real estate, making a significant investment, or executing a major asset transfer, Boyd Tax Advisors can model the tax consequences of different approaches before you commit to a course of action. This type of pre-decision advisory work can prevent expensive mistakes and identify structuring opportunities that may not be apparent without specialized tax expertise.
Do you help with estimated tax payments?
Yes. Estimated tax management is a standard component of ongoing advisory engagements. The firm helps clients calculate appropriate quarterly estimated tax payments, account for changes in income, and avoid underpayment penalties. For business owners, investors, and self-employed individuals whose income is variable or complex, proactive estimated tax planning is essential to cash flow management throughout the year.
Does Boyd Tax Advisors work with clients on entity structuring?
Yes. Entity selection and structuring is a significant area of advisory work. The choice between a sole proprietorship, LLC, S corporation, C corporation, or partnership — and how those entities are organized in relation to one another — has substantial tax implications. Boyd Tax Advisors evaluates the tax, compliance, and operational considerations of different structures and provides guidance on business formation, conversions, and restructuring as business needs evolve.
IRS Representation & Resolution
What is an Enrolled Agent and why does it matter?
An Enrolled Agent (EA) is a federally licensed tax practitioner who holds the highest credential awarded by the Internal Revenue Service. Unlike CPAs or attorneys, whose authority to represent clients before the IRS is tied to state licensure, an Enrolled Agent is federally authorized to represent taxpayers before the IRS in all matters — including examinations, collections, appeals, and penalty proceedings — in all 50 states. Cody Boyd holds EA License Number 00167304 and is fully authorized to represent Boyd Tax Advisors’ clients before the IRS at any level.
What IRS matters does Boyd Tax Advisors handle?
Boyd Tax Advisors provides comprehensive IRS representation services, including:
Audit and examination representation — Responding to IRS audit inquiries and managing the examination process on the client’s behalf
IRS notice response and correspondence — Reviewing, interpreting, and formally responding to IRS notices and letters
Collections matters and payment arrangements — Negotiating installment agreements, currently not collectible status, and other collection alternatives
Penalty abatement requests — Requesting the reduction or elimination of penalties assessed by the IRS where qualifying circumstances exist
Appeals support and procedural advocacy — Representing clients in the IRS Independent Office of Appeals
What should I do if I receive an IRS notice or audit letter?
Do not ignore it and do not respond without professional guidance. IRS notices have specific deadlines and procedural requirements, and an uninformed response can inadvertently expand the scope of an audit or create additional issues. Contact Boyd Tax Advisors as soon as possible after receiving any IRS correspondence. The firm will review the notice, advise on the appropriate response strategy, and handle all direct communication with the IRS on your behalf.
How are IRS representation services priced?
IRS representation services are billed based on the scope and complexity of each matter, either as flat-fee engagements or as hourly advisory work. A firm pricing estimate is provided after an initial assessment of the notice or case. Contact the firm at (854) 219-7741 or contact@boyd.tax to discuss your specific situation.
Can you help resolve back taxes or unresolved tax debt?
Yes. Boyd Tax Advisors handles collections matters, including clients who have outstanding tax balances, unfiled returns, liens, levies, or other unresolved IRS collection actions. The firm evaluates available resolution options — including installment agreements, offers in compromise, currently not collectible status, and penalty abatement — and guides clients through the process of reaching a sustainable resolution with the IRS.
Bookkeeping & Accounting Services
What bookkeeping and accounting services does Boyd Tax Advisors offer?
The firm’s accounting services are organized into three monthly service tiers, each designed for a different level of financial complexity:
Surface Layer — Compliance Foundation ($500/month): Cash basis accounting, general ledger maintenance, account reconciliation for up to 3 accounts, monthly financial review, and core financial reporting. Best for early-stage businesses and straightforward operating structures.
Structural Layer — Growth Support ($750/month): Everything in Surface Layer, plus reconciliation for up to 5 accounts, bi-weekly advisory check-ins, enhanced financial reporting, W-2 and 1099 preparation, and payroll tax filings. Best for growing businesses with multiple income streams or operational teams.
Subsurface Layer — Strategic Advisory ($1,200/month): Everything in Structural Layer, plus cash or accrual accounting, reconciliation for up to 10 accounts, weekly advisory meetings, financial forecasting and projections, multi-entity reporting support, and advanced tax coordination. Best for multi-entity structures, high-revenue businesses, and advisory-driven clients.
Does Boyd Tax Advisors offer year-end account cleanup or catch-up bookkeeping?
Yes. The firm offers a Deep Review Yearly Account Cleanup service for businesses whose books need to be brought current or corrected. Standalone cleanup pricing is as follows:
3 accounts: $1,500 (up to 200 transactions per month/annually)
5 accounts: $2,500 (up to 200 transactions per month/annually)
10 accounts or more: starting at $5,000 (up to 200 transactions per month/annually)
Most ongoing clients receive a complimentary cleanup as part of their onboarding process.
Does the accounting service include financial statements?
Yes. All accounting service tiers include financial reporting. Higher tiers provide enhanced and more frequent reporting, including financial forecasting and projections. Clean, accurate financial statements are a core deliverable across all service levels and are designed to support both tax planning and business decision-making.
What is included in the Subsurface Layer / Strategic Advisory tier?
The Strategic Advisory tier ($1,200/month) is the firm’s most comprehensive accounting engagement and includes everything in the lower two tiers plus cash or accrual accounting, reconciliation for up to 10 accounts, weekly advisory meetings, financial forecasting and projections, multi-entity reporting support, and advanced tax coordination. It is designed for complex businesses and advisory-driven clients who require deep financial visibility and ongoing strategic guidance.
Do your accounting engagements require long-term contracts?
No. All accounting engagements include transparent pricing and no long-term contracts. The firm’s goal is to earn and retain client relationships through quality and value rather than contractual obligation. Each engagement includes direct access to a dedicated advisor and structured processes designed for the client’s specific level of complexity.
E-Commerce & Digital Business
Does Boyd Tax Advisors work with online businesses and content creators?
Yes. The firm provides specialized accounting and tax support for online businesses, e-commerce sellers, digital entrepreneurs, and content creators. Digital businesses face unique tax and accounting challenges — including income from multiple platforms, marketplace facilitator tax rules, complex expense tracking, multi-state sales tax considerations, and self-employment tax planning. Boyd Tax Advisors understands these dynamics and provides practical, experienced guidance tailored to the digital business environment.
What specific challenges do e-commerce businesses face from a tax perspective?
E-commerce and digital businesses face a number of tax complexities that go beyond what a standard tax preparer typically handles:
Multi-platform income tracking — Consolidating revenue from Shopify, Amazon, Etsy, eBay, Stripe, PayPal, and other platforms into accurate financial records
Sales tax compliance — Navigating economic nexus rules across multiple states following the South Dakota v. Wayfair decision, which requires online sellers to collect and remit sales tax in states where they have significant sales
Cost of goods sold and inventory accounting — Properly tracking inventory costs, fulfillment expenses, and returns
Home office and business use deductions — Accurately capturing deductible expenses while maintaining documentation that will withstand scrutiny
Self-employment tax and estimated tax planning — Managing quarterly tax obligations for business income that is not subject to withholding
Entity structuring — Determining whether operating as a sole proprietor, LLC, or S corporation provides the most favorable tax outcome as the business grows
Can you help an e-commerce business that has fallen behind on bookkeeping?
Yes. The firm’s year-end account cleanup service is particularly relevant for online businesses that have grown quickly or that have been managing their own books without professional support. The team can bring disorganized records current, reconcile platform payouts against bank statements, and establish a clean foundation for ongoing accurate bookkeeping and tax compliance.
100% U.S.-Based Preparation — Why It Matters
Is all work at Boyd Tax Advisors done in the United States?
Yes. 100%. All tax preparation, review, bookkeeping, and financial reporting is performed entirely within the United States by the firm’s own professionals. Boyd Tax Advisors does not outsource work to offshore teams, foreign contractors, or third-party preparation services. No client data is transmitted or processed outside U.S. jurisdiction.
Why does it matter where my tax return is prepared?
Where a tax return is prepared and by whom is a material consideration for data security, legal accountability, and professional oversight. Offshore tax preparation outsourcing has become common in the industry as firms seek to reduce labor costs and increase volume. However, this practice introduces risks for clients:
Data security risk — Offshore preparation expands the number of individuals and systems that access taxpayer data, often across multiple organizations and foreign jurisdictions. Regulators and cybersecurity experts consistently identify third-party and external access as a primary source of data breaches.
Reduced legal protection — When tax data is processed outside the United States, U.S. privacy laws, FTC Safeguards Rule enforcement, and IRS regulatory authority become harder to enforce. Foreign jurisdictions may lack equivalent data protection standards.
Accountability gaps — Overseas workers may be employed through subcontractors, limiting oversight, background screening, and the ability to immediately revoke access in the event of a policy violation.
Slower incident response — If a data security incident occurs, offshore arrangements complicate investigation, containment, regulatory reporting, and communication with affected clients.
What specific protections does domestic preparation provide?
By keeping all work within the United States, Boyd Tax Advisors ensures that:
All client data remains subject to U.S. privacy laws, IRS regulations, and FTC Safeguards Rule requirements
All personnel handling client information are subject to direct supervision, credentialing, and U.S. legal standards
Data access is limited to a known, controlled group of professionals, minimizing the attack surface for potential breaches
If an incident occurs, the firm can investigate, respond, and communicate with clients and regulators quickly and transparently
Clients have meaningful legal remedies available under U.S. law if something goes wrong
Does Boyd Tax Advisors store client data in the United States?
Yes. Consistent with the firm’s 100% U.S.-based commitment, client data is stored within U.S. jurisdiction. The firm does not transmit client financial or tax information to foreign servers, offshore vendors, or overseas processing systems.
Working With Boyd Tax Advisors
What does the onboarding process look like?
New client engagements follow a structured, six-step advisory process designed to build a reliable foundation before ongoing work begins:
Step 1 — Initial Consultation and Financial Assessment: An introductory consultation to understand your financial position, business structure, and objectives. Complexity, risk exposure, and advisory needs are identified. Existing systems and workflows are reviewed.
Step 2 — Data Review and Systems Alignment: Financial records, banking activity, and supporting documentation are collected and reviewed. Data is aligned with standardized processes to support accuracy and scalability.
Step 3 — Ongoing Bookkeeping and Financial Reporting: Complete and accurate financial records are maintained, including transaction tracking, reconciliations, and financial statements.
Step 4 — Tax Strategy and Compliance Management: Tax planning is integrated into ongoing operations. Strategies are developed to manage tax exposure and meet regulatory requirements.
Step 5 — Financial Analysis and Advisory Support: Analysis and advisory guidance beyond reporting, including forecasting, cash flow planning, and strategic decision support.
Step 6 — Ongoing Advisory Relationship: Long-term advisory partnership with periodic reviews and proactive guidance as needs evolve.
Does Boyd Tax Advisors accept every prospective client?
No. The firm is selective in accepting new engagements. Prospective clients are evaluated based on fit, complexity, and alignment with the firm’s advisory focus. This selectivity is intentional and ensures that each client receives a genuinely high level of attention and strategic depth.
How does Boyd Tax Advisors communicate with clients?
Communication at Boyd Tax Advisors is direct, professional, and documented. Clients have direct access to their advisor, not a rotating team of entry-level staff or an offshore support queue. The frequency of communication depends on the service tier and engagement type. Accounting clients on the Subsurface Layer tier receive weekly advisory meetings. Structural Layer clients receive bi-weekly check-ins. All advisory engagements include clear channels for proactive guidance as financial situations evolve.
What information should I prepare before my initial consultation?
To make the most of your initial consultation, it is helpful to have the following available:
Most recent federal and state tax returns, individual and business if applicable
A summary of your business structure, entity types, ownership percentages, and states of operation
A general overview of income sources, including W-2, 1099, business income, investments, and rental income
Any recent IRS notices or unresolved tax issues
Current accounting software or bookkeeping method, if applicable
Any specific tax concerns, upcoming financial events, or planning questions you want to address
How do I schedule a consultation?
A free initial consultation can be scheduled directly online at calendly.com/cody-gray-rock/30min. You can also reach the firm by phone or text at (854) 219-7741 or by email at contact@boyd.tax. The firm welcomes serious inquiries from individuals and businesses seeking long-term financial guidance.
Pricing, Transparency and Getting Started
How is pricing structured at Boyd Tax Advisors?
Pricing at Boyd Tax Advisors is structured around professional time, judgment, and direct responsibility. Fees are not designed to absorb the overhead costs of offshore coordination, vendor management, or rework caused by disconnected workflows. The firm publishes starting fees for all standard tax preparation services and offers upfront, confirmed pricing before any work begins. Accounting services are priced as fixed monthly retainers based on the service tier selected.
Does Boyd Tax Advisors offer transparent, upfront pricing?
Yes. Transparent, upfront pricing is one of the firm’s core operating standards. All pricing is confirmed in writing prior to the commencement of any engagement. There are no hidden fees, scope creep surprises, or vague estimates.
Is there a free consultation available?
Yes. Boyd Tax Advisors offers a free initial consultation for prospective clients. This 30-minute session provides an opportunity to discuss your financial situation, understand the firm’s services and approach, and determine whether the engagement is a good fit.
Does Boyd Tax Advisors require long-term contracts?
No. All accounting engagements are offered without long-term contracts. The firm believes that client relationships should be maintained through quality and value, not contractual lock-in. For tax preparation and IRS representation services, engagements are scoped and priced individually for each project.
What is the best way to get started?
The best first step is to schedule a free consultation at calendly.com/cody-gray-rock/30min. During this call, you can describe your financial situation, ask questions about the firm’s services, and determine whether Boyd Tax Advisors is the right partner for your needs. You may also reach out directly by phone at (854) 219-7741 or by email at contact@boyd.tax.
Have a question not covered here?
Schedule a free consultation or reach out directly. The firm welcomes serious inquiries.
(854) 219-7741
contact@boyd.tax
boyd.tax
Boyd Tax Advisors / Gray Rock Consulting, LLC 